Kaia Real Estate

Due diligence and transaction intelligence that catches what humans miss.

From property sourcing through portfolio management, Kaia Real Estate manages the complete real estate transaction lifecycle with TRID and RESPA compliance. Every correction trains the model to catch deficiencies earlier.

Full Lifecycle

Every stage of real estate transactions, powered by intelligence.

Sourcing

Property identification, market analysis, and investment screening.

Due Diligence

Title review, environmental assessment, zoning verification, and compliance checks.

Transaction

Closing document review, TRID timing validation, and settlement coordination.

Portfolio

Asset performance tracking, lease administration, and portfolio analytics.

Classification

Four categories. Compliance-first scoring.

COMPLIANT

Meets all regulatory requirements — properly executed disclosures, complete applications, accurate calculations. Proceed through normal pipeline.

EXCEPTION

Minor discrepancies requiring correction — missing signatures, calculation rounding differences, formatting issues. Not a regulatory violation.

DEFICIENT

Material compliance gaps — missing TRID disclosures, timing violations, RESPA violations, fair lending concerns that could trigger regulatory action.

PRIORITY_REVIEW

Time-critical documents — rate-lock expirations, closing deadlines, regulatory response windows, investor delivery requirements.

The Learning Loop

Every correction makes the system smarter.

01

AI Classifies

Upload a mortgage document. The Intelligence Engine checks it against TRID, RESPA, and state regulations, returning a compliance classification.

02

Compliance Reviews

Mortgage compliance officers review classifications. If the AI missed a deficiency or flagged a false positive, they correct it.

03

System Learns

Each correction improves the model. New regulatory interpretations, state-specific rules, and edge cases compound into better accuracy.

Real Estate Differentiator

TRID timing compliance, automated.

TILA-RESPA Integrated Disclosure rules require precise timing of Loan Estimate and Closing Disclosure delivery. Missing a window means regulatory exposure. Kaia Real Estate tracks compliance automatically.

TRID

Timing Compliance

Automatically validates Loan Estimate and Closing Disclosure delivery windows against TRID requirements.

50

State Regulations

Trained on state-specific mortgage lending regulations. The model learns local compliance nuances from corrections across all 50 states.

QC

Pre-Close QC

Catch deficiencies before closing. Automated pre-close quality control reduces post-close defect rates and regulatory exposure.

See it work. Right now.

Classify a mortgage document. Correct the AI. Watch the learning loop in real time.